Buy Now Pay Later (BNPL): Why It Can Destroy Your Credit Score
Let’s be honest. Buy Now Pay Later (BNPL) feels like a cheat code. You want something today, but you don’t want to pay today. […]
Author: Adv. Joginder Poswal
A tech entrepreneur, advocate, fitness enthusiast, and lifelong learner.
UPI Fraud in India: Who Is Legally Responsible, Bank, App, or User?
UPI has made payments in India incredibly easy. Scan a QR, enter PIN, done. But that same simplicity has created a new […]
What Data Mobile Apps Can Legally Collect in India (DPDP Act Explained Simply)
Most of us install mobile apps in seconds. We click “Allow”, accept permissions, and move on.Few people stop to ask a fundamental […]
Data Breach in Company: Legal Obligations Under Indian Law
Data breaches are no longer limited to big tech companies. In India, startups, small businesses, hospitals, fintech platforms, ed-tech companies, and even […]
Bank Account Freeze in Cyber Fraud Cases: What the Rajasthan High Court Said in Padam Kumar Jain vs Bank of Maharashtra
Bank account freezing has become a serious and growing problem in India, especially in cyber-fraud investigations. People across India are suddenly discovering […]
OTP Scam Explained: Can Victims Get Money Back Legally in India?
You receive an urgent call. The caller claims to be from your bank, mobile carrier, or a government department. They sound confident. […]
Refund Not Processed by Company. How to Escalate Legally in India
You cancelled an order. Or returned a product. Or a service didn’t work. The company promised a refund in “5–7 working days,” […]
What to Do If Police Refuse to File Your FIR in India (Legal Remedies Explained)
You walk into a police station with a genuine complaint. You expect help. Instead, the officer says, “This is not an FIR matter.” Or […]
What Are Your Legal Rights During Police Interrogation or Arrest in India?
Being questioned or arrested by the police can be an intimidating experience, even when you’ve done nothing wrong. Fear, confusion, and pressure […]
How to Unfreeze a Bank Account Legally in India (2025 Guide)
Imagine waking up one morning, heading to the grocery store, scanning UPI, and boom, “Transaction Failed: Account Frozen.” This has become a rising […]