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Author: Adv. Joginder Poswal

A tech entrepreneur, advocate, fitness enthusiast, and lifelong learner.
May 7, 2025May 7, 2025Investment, Personal Finance

Real Estate vs. Mutual Funds: Where Should Middle-Class Indians Invest?

Real Estate vs. Mutual Funds

If you’re a middle-class Indian like me, chances are you’ve faced this dilemma at least once: “Should I put my money in […]

May 4, 2025May 4, 2025Government Schemes, Legal

How to File an RTI Application: A Step-by-Step Guide for Every Indian Citizen

File RTI Application

Have you ever felt like the government is hiding something from you or not giving you straight answers? Whether it’s a delayed […]

May 2, 2025May 2, 2025Government Schemes, Legal

10 Basic Rights Every Indian Citizen Should Know (And How to Use Them!)

Fundamental Rights Every Indian Citizen

India is not just a land of festivals and diverse cultures—it’s also a democracy built on sturdy pillars called fundamental rights. The […]

April 28, 2025April 27, 2025Government Schemes, Investment, Personal Finance

Atal Pension Yojana vs Private Pension Plans: Pros & Cons

Atal Pension Yojana vs Private Pension Plans

Wondering which pension plan suits you? Compare Atal Pension Yojana and private pensions—returns, risks, and tax benefits. Start securing your retirement today! […]

April 26, 2025April 26, 2025Investment, Personal Finance

MLM Scams in India: 9 Red Flags to Avoid Losing Your Hard-Earned Money

MLM Scams in India

Multi-Level Marketing (MLM) has long been a controversial business model in India. It is often pitched as an exciting way to earn […]

April 9, 2025April 9, 2025Health & Fitness

Why Your CIBIL Score Is a Scam (And 5 Legal Hacks to Beat the System)

cibil score scam

The Day My Friend’s “Good” Credit Score Let Him Down Last year, my friend Sunil finally saved enough for a down payment […]

April 6, 2025April 6, 2025Life Lessons, Personal Finance

Retirement Planning for Millennials: Why Starting at 30 Beats Starting at 40

Retirement Planning for Millennials

Retirement Planning for Millennials: The ₹1 Crore Wake-Up CallImagine this: Your childhood friend Arjun, a 35-year-old Mumbai techie, just realized he needs […]

April 3, 2025April 3, 2025Personal Finance

Best Lifetime Free Credit Cards in India 2025: Zero Joining & Annual Fees

Lifetime Free Credit Cards India

Lifetime free credit cards (LTF) are a financial lifeline for savvy spenders. These cards offer unmatched value with no annual fees, zero joining charges, […]

March 28, 2025March 28, 2025Lifestyle, Personal Finance

The ‘Roti, Kapda, Makaan’ FIRE Plan: Redefining Basic Needs for Early Retirement

Redefining Basic Needs for Early Retirement

Discover how minimalist living in Indian cities can fast-track your Financial Independence, Retire Early (FIRE) goals, including achieving Early Retirement by reimagining […]

March 2, 2025March 2, 2025Health & Fitness, Nutritional Deficiencies, supplement

Why You’re Always Tired (And the 3 Supplements That Actually Boost Energy)

Why You’re Always Tired

Let’s be honest—we’ve all been there. It’s 2 PM, you’re on your third coffee, and you’re secretly Googling “Why am I so tired?” while […]

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